Budget Check 1/24/14

With basically 1 week left of January, here is what I've spent so far this month:

Category	Monthly Total	Spent as of 1-24-2014	Remaining
Giving	$10.00	$10.00	-
Saving	$50.00	$50.00+	-
Mortgage	$755.00	$854.65	-$99.65
House Repairs	$25.00	-	$25.00
City Bill	$125.00	$99.43	$25.57
Gas	$50.00	$56.00	-$6.00
Cable	$78.00	-	$78.00
Internet	$52.00	$51.87	$0.13
Phone	$95.00	$138.90	-$43.90
Food	$160.00	$115.23	$44.77
Transportation – Gas	$90.00	$43.00	$47.00
Car Repairs	$15.00	$15.00+	-
Car Insurance	$93.00	$93.44	-$0.44
Clothes and Hair	$25.00	$25.00	-
Pets	$25.00	$25.00	-
Household	$15.00	$10.00	$5.00
Personal	$20.00	$20.00	-
Crossfit	$80.00	$80.00	-
Cleaning	$72.00	$36.00	$36.00
Debt	$688.10	$688.10	-
TOTAL	$2,468.30	$2,421.62	$111.48

Actual amount put in savings this month is $181.02. While this is over triple what I budgeted, it has not increased since my last budget check and it probably won't be increasing any before the end of the month.

My mortgage payment is $100 extra this month. This is going to my escrow account as it went negative when property taxes were paid. They went up significantly over last year. By paying extra into escrow, I will hopefully not see a huge monthly payment increase for next year.

You may have noticed that the budgeted amount of debt payments has changed from all the other budgets I've showed you thus far. Well, I'm not perfect people, I know that's shocking! ;) I found a mistake in my spreadsheet formula so I've been budgeting incorrectly all month. When I corrected the error, I found that if I only change that figure and leave the rest the same, I'd be spending more than my take home pay from my main job. :( Some adjustments are going to be made and I'll be sharing my budget plan for February soon.

Let me know if you have any questions or insight about my budget.